Get on the path to results today.
Get on the path to results today.
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We know that legal action can sometimes be overwhelming. We are dedicated to providing you help in language that you can understand. If you don't feel like you understand your options, just ask, and we will work to find an explanation that works for you.
The first step is for us to work with you and come up with a plan to get the results you need. Through our understanding of the law and your understanding of the circumstances, we will craft a path to success.
Don't wait! Contact us for a free phone consultation. Let us help you figure out your best next steps are. The sooner you have a plan of action, the better your chances of taking the correct steps to get the results you want.
In this day of financial uncertainty, filing for bankruptcy can be an agonizing decision. Under normal circumstances, you could pay your mortgage, car note, credit card and medical bills. However, losing a job or being laid off, makes keeping the bills current impossible.
The bankruptcy laws can provide relief and allow you to Get A Fresh Start. There are various Chapters in the Bankruptcy Code to meet various circumstances. For instance, if you are temporary laid off from your job and there is a remote chance you may be called back to work, Chapter 13 Reorganization may be the thing. You could pay the past due debts over the term of the reorganization plan. Once the bankruptcy is filed an automatic stay is in effect that prevents mortgage companies from foreclosing on your home or car dealers from repossessing your vehicles. If the reorganization plan is confirmed by the Court, you would just make payments to the Chapter 13 Trustee in efforts to obtain a financial peace of mind.
On the other hand, if your employment is terminated, and you do not have monies to pay your monthly debts, then a Chapter 7 discharge may be the best thing for you. Filing under Chapter 7 allows you to exempt or keep certain personal property and real estate. The purpose is to obtain a discharge from the court which states that you do not have to pay debts, like outstanding credit card and medical bills. You can reaffirm or continue to pay some debts, like your automobile even if other debts are discharged. Click on the Get In Touch button and our office will contact you
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